WHITESReal Estate & Finance

Loans & Financing

The financing that fits you — on the clearest terms

We help you find the financing offer that suits your income and needs, prepare your file and follow up with banks and lenders until a decision is issued.

Request this service

Loans & Financing

Financing types

Personal loans

Financing for your personal needs with installments that suit your monthly income.

Mortgages

Financing to buy a home or complete its payments over long repayment terms.

Auto financing

Financing for new or used cars with flexible repayment plans.

Business financing

Financing for small and medium-sized businesses to support working capital and growth.

Offer comparison

We compare offers by rate, fees and term so you can choose with confidence.

File preparation & follow-up

We prepare your file with the required documents and follow up until a decision is issued.

Documents usually required

  • Valid proof of identity
  • Proof of income (salary certificate or equivalent)
  • Bank statement for the last few months
  • Proof of address
  • Business documents for business owners

Required documents may vary by financing type and lender.

Why apply through us?

  • We compare several options instead of a single offer
  • We show you the real cost of financing, not just the rate
  • We prepare your file to improve your chances of approval
  • We follow up on your application until a decision is issued

How we work

Four clear steps from first contact to completion

  1. Submit your request

    Share your basic details and the financing you need.

  2. Eligibility review

    We review your income and commitments to identify your options.

  3. Choose an offer

    We present the best-fit offers with their real cost.

  4. Apply & follow up

    We submit your file and follow up until a decision.

Financing calculator

Estimate your monthly installment in seconds

Get an initial estimate of your monthly installment and total cost, then request a consultation and we will help you find the best offer.

years
%
Rate type

A reducing rate is charged on the remaining balance; a flat rate is charged on the original amount for the whole term.

Estimated monthly installment

11,895

Principal
500,000
Total interest
213,698
Total repayment
713,698
Installments
60
Request an offer for this amount

Results are estimates for planning purposes only. The actual installment is set by the lender according to its policies and your file.

FAQ

Quick answers to your top questions

Didn't find your answer? Contact us and one of our advisors will help.

Get advice
What is the difference between flat and reducing rates?

A flat rate is charged on the original amount for the whole term, while a reducing rate is charged on the remaining balance and decreases with every installment — so a flat rate can look lower while actually costing more.

Can I get financing if I already have commitments?

It depends on your installment-to-income ratio and the lender’s policy. We review your situation and explain the options available.

Does the calculator give the final installment?

No. Calculator results are estimates; the final installment is set by the lender after reviewing your file and adding any fees or insurance.

Contact us

Apply for financing

Send us your basic details and we'll contact you with the options available.

Our services

Other services you may need

Real Estate

Buying, selling and renting residential and commercial property, with investment advice and mortgage support.

Learn more

Banking Services

We make it easier to open accounts, get cards and prepare bank files, with specialised financial advice.

Learn more

Collection

Collection of debts and overdue receivables for banks, finance companies and businesses — professional and compliant.

Learn more